Altruist’s™ Personalized Team Approach to Trust Management
Altruist’s™ Personalized Team Approach to Trust Management
At Altruist™, every client is paired with a dedicated, multidisciplinary team that remains with you for the horizon of the relationship. Instead of being passed from one “file holder” to the next, our customers experience working with a cohesive pod – consisting of a Trust Officer, Wealth Management Officer, Trust Specialist, and an Accounting Specialist. This team understands your goals, preferences, and history in depth. This continuity results in faster and cogent answers, proactive guidance, and a service experience tailored precisely to your needs, whether you are building generational wealth or safeguarding resources for lifelong care. Few fiduciary firms offer this caliber of consistent, client-centered collaboration; at Altruist™, it is our standard.
Your Altruist™ Team Members
Trust Officer / Account Administrator
Trust Officer / Account AdministratorYour lead fiduciary steward and strategic guide
Our Trust Officers shoulder the fiduciary and ethical duty to apply your trust or agency account’s governing documents exactly as written, whether the objective is long-term growth or preserving funds for a beneficiary’s lifetime care needs.
- Interprets trust or agency agreements and makes discretionary decisions with impartiality and courage.
- Approves beneficiary distributions and vendor payments, ensuring every outflow aligns with Uniform Fiduciary Income & Principal Act (UFIPA) allocation rules and controlling trust and agency account laws and regulations.
- Conducts annual account reviews, depletion analyses, and policy compliance checks.
- Coordinates tax filings and interfaces with CPAs, attorneys, and medical‑care teams (for special needs trusts) to safeguard beneficiaries’ well-being.
- Partners with Wealth Management Officers and our Trust & Agency Accounting Department to deliver seamless, transparent service.
Client benefit: A single point of seasoned judgment who protects your intent, the beneficiaries, and the account legacy – every day.
Trust Specialist
Your day-to-day fiduciary liaison
- First contact for routine questions, document requests, or urgent authorizations.
- Monitors account activity daily to ensure compliance and timely distributions.
- Coordinates beneficiary communications, annual reviews, and tax documentation.
- Synchronizes with the Wealth Management and Accounting teams to ensure needs are met without delay.
- Embodies Altruist’s integrity and empathy – delivering responsive, meaningful service for both growth-focused and preservation-oriented trusts and agency accounts.
Why it matters: Complex fiduciary procedures become clear, timely actions – freeing beneficiaries and families to focus on life.
Wealth Management Officer / Investment Officer
Disciplined portfolio architect and risk manager
Our Wealth Management Officers design and oversee portfolios that respect each trust or agency account’s individualized mandate – whether compounding assets for future generations or preserving purchasing power for essential care.
- Crafts bespoke Investment Policy Statements (IPS) aligned with the underlying and unique growth or preservation goals.
- Executes asset‑allocation strategies using best-in-class custodians and conflict-free research.
- Coordinates liquidity planning with Trust Officers to fund scheduled distributions and projected discretionary outflows.
- Monitors market conditions, risk metrics, and regulatory changes, adjusting strategy when prudent.
- Communicates clear performance narratives to ensure clients understand progress relative to the unique objectives of the trust or agency account.
Client benefit: Purpose-built, conflict-free wealth management that serves the trust or agency account’s mission – never a model imposed by convenience.
Accounting Specialist
Continuous ledger steward inside your dedicated pod
- Maintains the daily fiduciary ledger for your trust or agency account – recording every receipt, distribution, and third-party payment on the same business day.
- Monitors transaction patterns for anomalies that could signal fraud or inappropriate vendor disbursements, escalating concerns to the Accounting Manager for swift action.
- Provides seamless historical continuity: knows your account’s full accounting story, supports annual audits, and prepares detailed reports for tax filings and regulatory reviews.
- Collaborates with Trust and Wealth Management Officers to confirm each transaction aligns with governing documents, UFIPA allocation rules, and beneficiary needs.
- Leverages secure, top-tier technology to keep your online ledger transparent, accurate, and always audit-ready, without holding deposit accounts.
Why it matters: Your Accounting Specialist is the vigilant steward who ensures every fiduciary dollar is recorded, validated, and protected – so you enjoy clarity, security, and uninterrupted service from a team that understands your history and future goals.
How These Roles Work Together
Each client is served by a dedicated pod – Trust Officer, Wealth Management Officer, and their Specialists and Coordinators – backed by the Altruist™ Trust & Agency Accounting Department. This integrated model delivers:
- Responsive contact: You always know who to reach.
- Meaningful action: Directives move swiftly from decision to execution.
- Bold Stewardship: We protect your trust or agency accounts, advancing your interests with uncompromising fiduciary duty – whatever your goals.
Your Invisible Altruist™ Shields:
Altruist™ Enterprise Operations & Compliance Division
Behind every Altruist™ client pod stands our Enterprise Operations & Compliance division – the expert backbone that fortifies each trust or agency account with unwavering oversight and cutting-edge safeguards. Led by our Director of Enterprise Operations & Compliance and actively managed and mentored by the Manager of Enterprise Operations & Compliance, this dedicated group monitors every system, vendor, and workflow to ensure transactions are posted accurately, risks are mitigated, and all fiduciary standards are met and exceeded.
Another cornerstone of this protection is our AML/CFT (BSA) Compliance Officers, who champion rigorous anti-money laundering and counter-terrorist financing controls. By verifying the integrity of the source of funds and screening transactions against global watchlists, the Compliance Officers shield beneficiaries and families from hidden illicit finance risks that could jeopardize their trust or agency accounts.
Layered on top of these invisible shields are regular internal audits, independent external audits, and scheduled regulatory examinations. These reviews provide objective confirmation that Altruist’s policies, cybersecurity defenses, and accounting controls remain robust and effective. The result is that beneficiaries, families, and their trusted advisors gain unwavering confidence that every fiduciary dollar is safeguarded by a system of checks and balances, as well as steadfast integrity.
Altruist™ Trust & Agency Accounting Department
Every fiduciary dollar, precisely recorded
Altruist™ orchestrates and records the secure movement of fiduciary funds, whether for multi-generational wealth plans or special needs trusts focused on lifetime care.
Pillar
How You Benefit
Same‑day posting
Real‑time ledgers keep you fully informed of deposits, beneficiary distributions, and vendor payments.
Regulatory strength
Dual controls and comprehensive audit trails satisfy the strictest examiners and auditors.
Client empowerment
24/7 digital access, with real humans ready to explain every line in plain language.
Close coordination with Trust and Wealth Management teams ensures accounting never slows strategic or care‑driven decisions.
Result: Peace of mind. From high-growth portfolios to preservation-centric special needs trusts, our professionals steward every fiduciary transaction with expertise, integrity, and compassionate care.
Why it matters: Every dollar is tracked, reconciled, and reported, ensuring that beneficiaries’ needs are met today and that all assets remain protected for tomorrow.